For this setting, a character's starting wealth is considered his or her monthly stipend. That being said, characters only have one month's worth of available cash at the start of the game. For example, Kakita Kanemochi's starting equipment includes 10 koku. At the end of each month, his lord will move an additional 10 koku to Kanemochi's household account. Additionally, the Wealth advantage increases a character's monthly stipend instead of their yearly stipend.

Returning characters will have more funds at their disposal, calculated as per follows:

Funds = Game number * monthly stipend on character sheet when game for which character last took part ended.

Game number for previous games are as follows:

Wonders of Asakaze 2
New Kalani 5
Banner of Stars 10

Do note that this koku is electronically tagged by your clan of origin and thus cannot be securely used to hire ronin as per rules here